I was born March 5th, 1966 in Cleveland, Ohio. I grew up in North Ridgeville and graduated from North Ridgeville High School. Soon after graduating I joined the Marine Corps. I finished 3rd in my class for my specialty of computer operations. When I returned from the Marines I married my wife Denise. We have now been married for over 28 years. We have four wonderful children from ages 16 to 25. We are very active in our religion.
After graduating from high school and the Marine Corps, I began my extensive training for Insurance and Invesment Advising. I passed and received my ethics exam and continue to expand my knowledge by taking and passing continuing education courses in my field. I have been in the managerial field of training many new agents and have qualified for prestigious awards such as Lifetime Presidents Honor Circle and Million Dollar Round Table. Wanting the ability to offer any company and only the best companies, I opened my own company, B.I.A. Senior Advisors, Inc. I have agents working for me and with me. Between all of us we have over 60 years of experience. I recommend only the best companies such as Mutual of Omaha, John Hancock, Midland National, Continental Life and Medical Mutual of Ohio just to name a few. I advise Senior citizens on areas that I feel can better their current curcumstances. I provide professional advice in the comfort of your own home. As your personal agent I am here to continue to advise you well into the future.
When you invest money, one of three things can happen: your value could go up, go down, or stay the same. I eleminate the down. If you're near retirement or retired, don't allow anyone to gamble with your retirement money.
Medicare does not cover all fees; we can find a supplmental plan for you.
Let's discuss how to protect your loved ones' futures.
Let's work out how you can wisely invest your hard-earned money.
We can set up an appointment at a time and place convenient for you.
No-cost analysis tailored to your specific situation and needs.
Don't hesitate to call and get a free quote today!
We value what our customers have to say.
We have been very satisfied with the services and effort Mr. Bianca has expended in our behalf. We have had coverage for 10 years. Rick has sought more economical carriers for us and we appreciate him being our advisor!
Bob and Barb
We have been very happy with Rick's suggestions and guidence in managing our investments. He has shown great concern, knowledge, and interest in guiding us. We have been with Rick for several years and also consider him a friend. We would certainly reccomend him to anyone.
Tom and Ruth
Rick has been our advisor since february 2006. We have several of our portfolios with him. We highly recommend rick for his honesty, trust worthiness, his timely manner of getting things done, his availability of always being there when we needed him, as well as his warm friendly manner.
Walt and Barb